Scratch and Dent Insurance cover for your car.

Scratch and Dent Insurance covers the scratches, dings, and dents that break your budget.

Scratch and Dent Insurance from Bidvest Insurance keeps your car in showroom condition. Your Scratch and Dent Insurance acts as your car’s shield against South African roads.

Our Scratch and Dent Insurance policy highlights include:

  • Improves the resale value of your car.
  • Keeps your car looking as good as new.
  • No excess payable on claims.
  • Month-to-month cover.
  • Protects your no-claims bonus and cash-back rewards.

Keep your budget in check and your car free from minor scratches and dents. Complete the form to get Scratch and Dent Insurance from Bidvest Insurance.

Complete the form to get a quote.

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What does Scratch and Dent Insurance cover?

Your car can easily get damaged, no matter how good your driving skills may be. Scratch and Dent Insurance will help you keep your car looking as good as new. Scratch and Dent Insurance covers:

Scratches, Dents, and Chips

Our Scratch and Dent Insurance gives you cover for minor dents, scratches, chips, and tar removal. We give you up to R2,500 for repairs.

Windscreen Chips

A chip on the windscreen can lead to a series of cracks that is a serious driving hazard and often ends up with you having to replace the entire windscreen.

Wheel Rim Damage

Your wheel rims can get scratched and damaged too. Scratch and Dent Insurance gives you up to R2,500 to get those scratches and dents repaired.

Hail Damage

Hail damage can be frightening and costly. Our Scratch and Dent insurance will put your mind at ease. When nature strikes, we cover you for specified repairs up to R2,500.

No excess

Yes, that is correct. There is no excess payable on Scratch and Dent Insurance claims.

Protects No-Claims Bonus

Scratch and Dent Insurance protects your no-claims bonus and cash-back rewards.

Why do I need Scratch and Dent Insurance?

 

You need Scratch and Dent Insurance to protect your car from minor scratches and dents.

Even the best drivers have no control over:

  • Stone chips.
  • Trolley dents.
  • Rogue car doors.
  • Windscreen chips.
  • Hail damage.
  • Wheel rim scratches.
  • Tar removal.

Unfortunately, the scratches and dents that come with everyday driving can be expensive and annoying. With Scratch and Dent Insurance, you can keep your vehicle looking as perfect as the day you first bought it.

Scratch and Dent Insurance is available for new and used vehicles. Scratch and Dent Insurance gives you additional cover, complementing your Comprehensive Car Insurance policy.

Frequently Asked Questions

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Does Scratch and Dent Insurance cover pre-existing damage?

Category: Scratch and Dent

No. Unfortunately, Scratch and Dent Insurance does not cover pre-existing damage.

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How does Scratch and Dent insurance work?

Category: Scratch and Dent

Scratch and Dent Insurance keeps your car in tip-top shape. Scratch and Dent Insurance protects your car from those nasty surprises. Scratch and Dent Insurance ensures your car looks as good as it did when you drove it off the showroom floor.

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How much does Scratch and Dent Insurance cost?

Category: Scratch and Dent

You can get Scratch and Dent Insurance from as little as R120 per month.

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Is it really necessary to fix minor damages?

Category: Scratch and Dent

Yes, it is necessary to fix minor scratches and dents on your car. Scratches and dents make your car look unattractive, and can cause damage to your car. If you want your car to keep its resale value, you need to ensure your car is covered by a Scratch and Dent Insurance.

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What is different about our Scratch and Dent policy?

Category: Scratch and Dent

Our Scratch and Dent Insurance stands out from other insurers! With our Scratch and Dent Insurance, there’s no limit on the size of the damage, or if the damage is on more than one panel.

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What is the waiting period for Scratch and Dent Insurance?

Category: Scratch and Dent

Scratch and Dent Insurance from Bidvest Insurance has a waiting period of 30 days from your 2nd Premium collected. If you take your car for inspection and pay for the inspection yourself, send us the report, and we will waive the waiting period.

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Why do you need Scratch and Dent insurance?

Category: Scratch and Dent

Scratch and Dent Insurance protects your car from minor scratches and dents. You can protect your wallet from unexpected expenses.

Customer Testimonials

“My car was parked in a public car park when the cars door next to mine was opened and bumped into my door. Whilst the dent was small, it was in my face every day. I was over the moon knowing that I had the means to get the dents repaired. If I didn’t have the policy, the chances are that the dents would have remained. As a home-owner, I pay all my extra cash into the bond in order to minimize the home loan term, so it is extremely unlikely that I would have had the dents repaired. I would absolutely, without a doubt recommend Bidvest’s Scratch and Dent insurance, the best R100 I could spend. I went and picked up my car yesterday and it was looking as good as when I took delivery, and once again, I am so very glad that I took the Bidvest Scratch and Dent policy.“
Lz Hopkins

Any endorsement provided on this page does not constitute financial advice.

Underwritten by Bidvest Insurance Limited, a licensed insurer and an authorised Financial Services Provider, FSP 46395. Please refer to the policy wording for full details of product cover.