What is Legal Insurance (And why do you need it)?

Legal matters are not something anyone plans for. The emotional and financial strain caused by legal matters are enough to make us want to ignore them entirely. Legal issues can easily arise from everyday situations. From disputes at work to family matters, handling these situations often requires professional legal assistance, which quickly gets expensive. Legal Insurance changes that. Legal Insurance is an affordable solution that helps you protect your legal rights without breaking your budget. 

Understanding Legal Insurance

What is Legal Insurance?

Legal Insurance gives you a safety net for your legal needs. You pay a monthly premium, and in return, you get access to legal advice, mediation services, and coverage for legal expenses. With Legal Insurance, you can handle disputes or legal issues, without worrying about hefty lawyer fees.

Legal costs in South Africa are expensive, with lawyers charging over R2,000 per hour for a simple consultation. Most people can’t afford this. That leaves many of us vulnerable with no one to protect our legal rights. Legal Insurance from Bidvest Insurance ensures you have access to professional legal help, without breaking the bank.

What does Legal Insurance cover?

Legal Insurance gives you cover across a wide range of legal areas, including civil matters, family matters, criminal matters, labour matters. Legal Insurance from Bidvest Insurance helps you navigate various legal challenges. Some of these include:

Unlimited legal advice line

Life can be unpredictable, and you never know when you might need legal help. With the Legal Insurance advice line, you have access to unlimited legal advice. Whether your question is simple or complex, our team is ready to help you protect your rights.

Unlimited mediation services

Legal Insurance gives you unlimited mediation services. Our professional lawyers offer valuable advice and support to help resolve disputes quickly and conveniently, saving you time and stress.

Litigation Cover

Sometimes, disputes escalate beyond negotiation or mediation and end up in court. Litigation cover ensures that you’re protected in the event you need to take legal action or defend yourself in a lawsuit. This coverage can include everything from legal representation to covering the costs of filing a claim, ensuring that you’re not left vulnerable during formal legal proceedings.

24-hour bail assistance

If you find yourself in a situation where you need bail, Legal Insurance is here for you. Our bail assistance benefit is available around the clock, ensuring you get the help you need when it matters most.

Divorce coverage

Going through a divorce can be emotionally and financially draining. Bidvest Insurance understands the stress involved in divorce proceedings. That’s why our Legal Insurance policy is designed to protect your interests and help manage your costs during this challenging time.

Property transfers

When buying a property in South Africa, there are several costs associated with registering the bond and transferring ownership. Legal Cover saves you money by giving you discounts on property transfer fees, making the process smoother and more affordable.

Drafting of Wills

Many people underestimate the importance of having a Will. A Will ensures that your belongings and final wishes are respected after you’re gone. Legal Insurance helps you draft your Will, covering everything from personal possessions to your final desires.

A Lawyer Behind His Desk

Why you need Legal Insurance

Legal matters can be stressful and overwhelming, especially when they’re unexpected. Knowing you have reliable support, whenever you need it, is a huge relief.  Legal Insurance is an essential safety net that helps you navigate legal challenges while protecting your wallet. Here’s why you need Legal Cover:

1. Protection against rising legal costs

Legal fees in South Africa can be astronomical, and many people simply can’t afford them. Legal Insurance ensures that you don’t have to worry about the costs of hiring an attorney for every issue you face. With Legal Cover, you get affordable coverage that ensures you won’t face high fees during stressful situations.

2. Support in unexpected legal challenges

Not every legal problem requires a courtroom. From contract disputes to consumer complaints, Legal Insurance helps you resolve everyday legal issues without the need for costly legal representation. Having legal advice on hand can make a big difference in your life.

3. A comprehensive safety met

Legal Insurance covers a wide range of legal needs, offering more than just help with court cases. The support extends to many areas of life, ensuring you’re protected whenever legal issues arise.

4. Easy access to legal professionals

Finding the right lawyer can take a lot of time and effort. Legal Insurance makes it easier by giving you quick access to a team of professionals that can help you whenever you need it. Whether it’s a simple question or a more serious issue, having a legal team ready to assist you can save you time and stress.

A Man Working in the Office

Your everyday hero in unexpected moments

Legal problems often seem like a distant concern – until they’re not. Whether it’s signing a lease, or dealing with workplace challenges, legal hurdles can appear when you least expect them. That’s where Legal Insurance steps in, not just as protection, but as a partner in your day-to-day life.

More than just courtroom battles

Legal Insurance isn’t only for major legal cases. It’s designed to help with the small but significant moments in life that often go unnoticed, like understanding your rights in a contract or resolving a neighbourhood dispute. Legal Insurance can also help you in situations where you might not even realise you need legal support. Addressing these everyday issues, Legal Insurance becomes more than just a safety net, it’s a tool that can make your life smoother, fairer, and less stressful.

  • Drafting or reviewing legal agreements: From lease agreements to freelance contracts, having a professional ensure the fine print protects your interests is invaluable.
  • Handling consumer complaints: Struggling to get a refund for a faulty product or disputing unfair service charges? Legal Insurance ensures you’re equipped to handle the situation with confidence.
  • Navigating everyday challenges: Whether it’s settling disputes with service providers or clarifying unclear terms in a gym or phone contract, Legal Insurance helps you protect your rights.

Legal matters can be scary, but with Legal Cover from Bidvest Insurance, you have a reliable partner to help navigate the complexities of the legal system. From unexpected disputes to everyday questions about your rights, our Legal Insurance ensures that you’re never alone when facing legal challenges. Complete the form today to get Legal Insurance.

What is Legal Insurance, and why do you need it?

Cover for you and for your car.

Bidvest Insurance offers a wide range of insurance products to meet both your personal and vehicular needs.

  • Legal Angel
  • Scratch and Dent
  • Tyre Angel
  • Theftbuster Plus
  • Warranty

Simply complete your details so a Bidvest Insurance consultant can call you back to assist you.

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