Yes, your new or existing tyres and rims can be insured, with Tyre and Rim Insurance from Bidvest Insurance.
Congratulations, you’ve just purchased your car! While you may already have Car Insurance, have you considered other valuable additional extras?
Having Tyre and Rim Insurance helps you take care of damage not covered by your Car Insurance. Our Tyre and Rim Insurance helps you pay for minor replacements, or repairs that usually fall within your excess range of your Comprehensive Car Insurance.
With no wheels, you can’t go anywhere. Our Tyre and Rim Insurance has multiple cover options, so you can select the cover that best suits your needs. Don’t wait for your tyres or rims to endure unexpected damages. Get Tyre and Rim Insurance from Bidvest Insurance today.
You can insure your tyres and rims
It’s a frustrating fact, but tyre and rim damage is easy to incur, and costly to repair. Even the most cautious drivers are affected by poor road conditions, pesky potholes and debris. While the road that caused the damage may not be your fault, you could still land up with a big bill for your tyre and rim repairs.
It is estimated that South Africa has 25 million potholes. You have a good chance of encountering at least one pothole every time you drive your car.
Enter your saving grace… Tyre and Rim Insurance from Bidvest Insurance.
Avoid surprise tyre and rim repair or replacement costs
Nobody needs a surprise expense on their car’s tyres or rims. Unfortunately, if something were to happen, it’s not a purchase you can really put off. With no wheels, you can’t go anywhere.
It’s strange how these extra expenses tend to pop up when you least expect, or when you can least afford them. If you have Tyre and Rim Insurance from Bidvest Insurance, you can rest assured that the cost of repairing damaged tyres is covered, up to R4,000 per tyre.
With multiple cover options for all tyre sizes, you can select the cover that best suits your needs. We’ll not only cover tyre replacement or tyre repair, but we’ll even sort out wheel alignment, balancing and fitting costs too.
Common causes of tyre and rim damage
Your tyres face constant challenges every day. South African roads are filled with obstacles, ready to stop your tyres in their tracks.
The scary truth is that your tyres and rims could get damaged every time you drive your car. While you can’t protect your car’s rims from all the hazards on the road, you can do your best to avoid the damage. Understanding the common causes of tyre and rim damage can help you avoid hefty bills.
Potholes
With 25 million potholes on South African roads, you’re almost certain to encounter at least one on your daily drive. While your tyres are designed to endure minor bumps, large potholes can cause major damage to your tyres or rims.
Uneven road surfaces
Road repairs or resurfacing often causes uneven road surfaces. Uneven surfaces can also pose a risk to tyres and rims. Hitting an uneven road surface, even when driving the speed limit, can lead to tyre and rim damage..
Road debris
South African roads are littered with debris. Things like glass, tin cans, rubble and debris from old accidents can damage your tyres and rims.
You may be a good driver, but it can be impossible to avoid hazards on the road. Your tyres and rims are always at risk. A Tyre and Rim Insurance policy from Bidvest Insurance can help to put your mind at ease.
How to avoid tyre and rim damage
Your car’s tyres and rims provide traction, stability and safety on the road. Unfortunately, they’re also vulnerable to damage from various sources. Potholes and other road hazards can put a stop to your smooth ride. Here’s how you can avoid tyre and rim damage.
Keep your eyes on the road
A cautious and alert driver is less likely to hit a pothole. Pay close attention to the road ahead. Scan for potential hazards like potholes, debris, and road irregularities.
Maintain safe speeds
If you’re driving through pothole prone areas, or areas with roadworks, make sure you reduce your speed. A slower speed will give you more time to react safely.
Drive with a safe following distance
Always maintain a safe distance from the vehicle in front of you. When you’re driving behind another vehicle, you won’t be able to see potential road hazards. Keeping a safe following distance will allow you to see potential road hazards before it’s too late.
Drive with extra caution at night or in wet weather
Avoiding road hazards is difficult enough during the day. Reduced visibility at night or in wet weather makes it even harder to spot hazards, especially potholes filled with water. When driving at night or in wet weather, exercise extra caution and use your headlights.
How much does it cost to replace a damaged tyre?
As a car owner, there are a few things that you dread having to do. One of them is replacing your tyres, especially when they’ve been damaged by a nasty road hazard. The cost of replacing your tyres depends on various factors including things like the brand, size, and type of tyre. You can expect to pay anything from a few hundred, to several thousand Rand per tyre.
For example, economy or budget tyres may be more affordable, ranging from around R800 to R1,500 per tyre. Mid-range tyres may cost between R1,500 to R3,000 per tyre. Premium tyres can range from R2,500 to R10,000 or more per tyre, depending on the brand and specific model.
The importance of Tyre and Rim Insurance
Tyre and Rim Insurance protects your wallet from unexpected tyre and rim damage caused by potholes and other road hazards. Every single day, your car’s tyres and rims are exposed to the dangers of South African roads.
No matter how well you drive, you’re likely to experience some sort of damage to your tyres and rims. Avoiding unexpected and expensive repair bills is easy with Tyre and Rim Insurance from Bidvest Insurance.
Rim repairs are expensive
Tyre and Rim Insurance from Bidvest Insurance also covers the costs of rim repairs should they get damaged along with your tyre. You’ll also be relieved to know that unlimited puncture repairs are included in your policy cover. Thanks to Tyre Insurance, you can repair or replace the damage, without that extra financial stress or dipping into your savings.
What’s not to love about month-to-month Tyre and Rim Insurance? Get Tyre and Rim Insurance now from Bidvest Insurance.
