It’s Time to Get Cover from Bidvest Insurance.

Looking for insurance cover for yourself, or for your car? Or for both? We’ve got you covered. 

Bidvest Insurance provides a wide range of insurance products that cater for all your needs. Our products are designed specifically with you in mind. We help you enjoy life without having to worry about the unexpected.

 

  • Scratch and Dent Insurance
  • Tyre and Rim Insurance
  • Mechanical Warranty
  • Theftbuster Plus
  • Shortfall Insurance
  • Car Deposit Insurance
  • Legal Insurance
 
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Customer Testimonials

Here’s what our clients have to say about the value they’re getting from Bidvest Insurance:

“Bidvest Insurance really helped me with my warranty. I would recommend Bidvest Insurance to my friends and family, as I know they are reliable.”
Mr Serumula

“I was over the moon knowing that I had the means to get the dents repaired. I would absolutely recommend Bidvest’s Scratch and Dent insurance.”
Lz Hopkins

“After chatting to Bidvest Insurance about my shortfall policy I had luckily taken out, the whole amount was covered so I didn’t have to pay a thing!”
Mr Moodley

Any endorsement provided on this page does not constitute financial advice.

Frequently Asked Questions

Scratch and Dent Insurance FAQs

What is Scratch and Dent Insurance?

Scratch and Dent Insurance keeps your car in tip-top shape. Scratch and Dent Insurance keeps your car covered for the little dents and dings. Scratch and Dent Insurance covers minor scratches, scrapes, dents and even tar removal.

How does Scratch and Dent Insurance work?

Scratch and Dent Insurance keeps your car in tip-top shape. Scratch and Dent Insurance protects your car from those nasty surprises. Scratch and Dent Insurance ensures your car looks as good as it did when you drove it off the showroom floor.

How much does Scratch and Dent Insurance cost?

You can get Scratch and Dent Insurance from as little as R139 per month.

What is the waiting period for Scratch and Dent Insurance?

Scratch and Dent Insurance from Bidvest Insurance has a waiting period of 30 days from your 2nd Premium collected. If you take your car for inspection and pay for the inspection yourself, send us the report, and we will waive the waiting period.

Does Scratch and Dent Insurance cover pre-existing damage?

No. Unfortunately, Scratch and Dent Insurance does not cover pre-existing damage.

Mechanical Warranty FAQs

How much does a Mechanical Warranty cost?

With a Mechanical Warranty, we calculated your premium, based on your car’s model, age, and mileage.

What is the waiting period for a Mechanical Warranty?

A Mechanical Warranty from Bidvest Insurance has a waiting period of 30 days from your 2nd Premium collected. During this period, you will not be able to submit a claim for your Mechanical Warranty policy.

Does a Mechanical Warranty policy cover pre-existing damages?

No. Unfortunately, a Mechanical Warranty from Bidvest Insurance does not cover pre-existing damage.

​​How do I know if I qualify for a Mechanical Warranty?

Anyone can qualify for a Mechanical Warranty. All you need to do is own a roadworthy car in South Africa.

Why do I need a Mechanical Warranty?

You need a Mechanical Warranty to protect you from eye-watering repair bills. A Mechanical Warranty protects you from mechanical or electrical breakdowns.

How does a Mechanical Warranty work?

A Mechanical Warranty gives you cover for mechanical or electrical breakdowns. Warranties offset the repair and labour costs when these inevitable breakdowns happen.

Does Mechanical Warranty cover both new and used cars?

Yes, a Mechanical Warranty from Bidvest Insurance covers new cars and used cars. We provide tailor-made car Warranty policies for all cars.

Tyre and Rim Insurance FAQs

What is Tyre and Rim Insurance?

Your Tyres and Rims are vulnerable to the conditions of South African roads. Tyre and Rim Insurance covers you for accidental tyre and rim damage caused by road hazards. There are many road hazards on South African roads, including:

  • Potholes
  • Glass
  • Debris.

What does Tyre and Rim Insurance cover?

Tyre and Rim Insurance is a necessary purchase for every car owner. With all the hazards on South African roads, you’ll want to ensure your Tyres and Rims are covered. Tyre and Rim Insurance from Bidvest Insurance covers:

  • Tyres: Replacement or repairs.
  • Rims: We pay up to R750 towards the repair or replacement of your damaged rims.
  • Annual Wheel Balancing & Alignment: After 12 months, we pay for the balancing and alignment of your wheels.
  • Tyre Maintenance Inspection: After 6 months, we pay for a Tyre Maintenance Inspection to assess your tyres.

*Policy limits apply.

What does Tyre and Rim Insurance not cover?

Tyre and Rim Insurance by Bidvest Insurance cover damage caused by road hazards. This means that you are not covered for:

  • Any pre-existing damage.
  • Any cosmetic damage on the tyre or rim.
  • More than two irreparable tyres in one incident.
  • Bubbles or bulges.
  • Damages caused during a car accident or malicious damage, and not by a road hazard on the public road.
  • Repairs that have not been authorised or completed at an authorised repairer.
  • Wear and tear.
  • And others*

*For a full list of policy exclusions, please contact us or review your Bidvest Insurance Policy for further details.

Does Tyre and Rim Insurance cover tyre wear and tear?

No, Tyre Insurance from Bidvest Insurance does not cover tyre wear and tear. Tyre and Rim Insurance protects your tyres and rims from damage caused by hazards.

Why do I need Tyre and Rim Insurance?

You need Tyre and Rim Insurance to protect your tyres and rims from damage. South African roads are littered with potholes and other dangers. These can cause major damage to your car’s tyres and rims. You don’t want to break your budget because you didn’t see that pothole.

With Tyre and Rim Insurance, you can avoid claiming on your Comprehensive Insurance.

How much does Tyre and Rim Insurance cost?

At Bidvest Insurance, we have four levels of Tyre and Rim Insurance cover for you to choose from. We cover all tyres and rims fitted to your car, including your spare tyre.

Cover option prices per month:

  • Up to R 1 000 (per tyre): R99.
  • Up to R 2 000 (per tyre): R149.
  • Up to R 3 000 (per tyre): R199.
  • Up to R 4 000 (per tyre): R299.

What is the waiting period for Tyre and Rim Insurance?

Tyre and Rim Insurance from Bidvest Insurance has a waiting period of 30 days from 2nd Premium collected. During this waiting period, you will not be able to submit a claim for your Tyre and Rim Insurance policy.

Legal Insurance FAQs

What is Legal Insurance?

Legal Insurance is a type of insurance policy that gives you cover for your legal expenses. Legal Insurance covers a range of personal legal issues, both planned and unforeseen.

What does Legal Insurance cover?

Legal Insurance gives you cover for legal expenses by providing you with access to:

  • Unlimited legal advice.
  • Unlimited mediation services.
  • Unlimited legal matters.
  • Bail cover.
  • A selection of other legal benefits.

Why do I need Legal Insurance?

Legal services in South Africa are expensive. You never know when you may face some form of legal dispute. This is why most people don’t budget for legal services. Having legal protection is vital. You never know when you may need legal help. With Bidvest Insurance, you have the best legal practitioners at your disposal.

Legal Insurance gives you instant access to legal professionals in all areas of law. You can protect yourself and your family’s rights at an affordable monthly price.

How much does Legal Insurance cost?

Our Legal Insurance cover options start from as little as R109 per month for Essential Cover.

What scope of law does Legal Insurance cover?

Legal Insurance provides legal protection across a wide range of legal matters. These include:

  • Civil matters: The legal rights and responsibilities that determine how you should behave in your relationships with other people.
  • Family matters: The legal practice that focuses on the issues involving families.
  • Criminal matters: The legal practice that involves all matters surrounding crimes or illegal offences.
  • Labour matters: The legal practice that regulates standards for working conditions and wages.

What are the benefits of Legal Insurance?

The benefits of Legal Insurance include:

Value added benefits:

What is the waiting period for Legal Insurance?

Your policy is active from the inception date and after the waiting period has expired. This is calculated from your first successful premium collection. The following waiting periods apply:

  • Litigation cover: 3 months.
  • Opposed divorce matters: 6 months.
  • Bail cover: 1 month.
  • Mediation services: 1 month.
  • Legal advice/bail assist line: none.
  • Legal document library: 1 month.
  • Property transfer discounts: 1 month.
  • Retrenchment: 1 month.
  • Drafting of Wills: 1 month.
  • Tax assistance: 1 month.
  • Antenuptial agreement: 3 months.

Does Legal Insurance cover pre-existing legal matters?

No, Legal Insurance does not cover pre-existing legal matters. You will be liable for the costs associated with any pre-existing legal matters.